Family Office Services

At GUILDAM, we prioritise valuing your time and fostering strong relationships. Our positive work environment, defined by mutual support and internal respect, reflects our dedication and careful attention to accountability. GUILDAM embraces responsibility, striving to earn your trust and become your most reliable financial ally. We collaborate with trusted local professionals, cultivating partnership-style relationships with both clients and service providers. Our commitment to building trust ensures that our clients and business partners take pride in working with us. By upholding high standards, GUILDAM brings together team members who share our work ethic and goals, focusing on quality and personalisation to help clients achieve their financial aspirations. Our success stems from offering bespoke products and services tailored to each client’s unique needs. By listening attentively to your objectives, GUILDAM aims to deliver a truly ‘one-of-a-kind’ service, built on our reputation for excellence and discretion.

Tied Agents can receive and transmit orders, place financial instruments and provide advice in relation to financial instruments. Before appointing a tied agent, GUILDAM will carry out an assessment to determine that the proposed person is of sufficiently good repute and possesses appropriate general, commercial and professional knowledge. Once the fit and proper status is satisfied, GUILDAM will complete and submit an application to the MFSA to register the person as a Tied Agent.

Tied agents shall be registered in the MFSA’s Financial Services Register and must disclose their status as Tied Agent of GUILDAM when communicating with any client or potential client.
As the principal, GUILDAM will supervise the activities of the tied agent on an ongoing basis.

The Markets in Financial Instruments Directive II (MiFID II) is a cornerstone of the European Union's regulatory framework for financial markets. It aims to ensure a high degree of harmonised protection for investors in financial instruments.

It establishes a harmonized approach to investment services and activities across member states, with a core focus on investor protection and market transparency. Here's a closer look at how MiFID II safeguards investors:
• Enhanced Disclosure: MiFID II mandates increased transparency from investment firms. This translates to detailed disclosures concerning financial instruments and services offered. Investors gain crucial information on costs, risks involved, and potential conflicts of interest, empowering them to make well-informed investment decisions.
• Stricter Conduct Standards: The directive outlines a stringent set of conduct standards that investment firms must adhere to. These standards ensure that firms prioritize their clients' best interests and avoid situations where their own interests could influence recommendations.
• Best Execution Obligation: MiFID II compels firms to obtain the best possible outcome for clients when executing trades. This necessitates considering factors like price, associated costs, and execution speed to deliver optimal results.
• Product Governance Framework: The directive enforces a product governance framework, requiring firms to meticulously assess the suitability of investment products for their clients. This safeguards investors from being sold products that are overly complex or pose an undue level of risk relative to their financial circumstances.

In essence, MiFID II fosters a more robust and secure environment for investors within the European Union by promoting transparency, enforcing high ethical conduct, ensuring best execution practices, and aligning investment products with client suitability.

The financial complexities of wealthy families with substantial assets require a more holistic and global approach compared to the strategies typically used to manage and oversee the wealth of high-net-worth individuals (HNWIs) 

1. High level of wealth management.  Wealthy families need portfolio customization and diversification (asset classes, geography, currency, liquidity and risk), more than other single HNWI investors.  Apart from a fully customized portfolio, a wealthy family also needs access to premium financial instruments or club deals to record medium term extra returns.  What ultimately distinguishes GUILDAM from competitors is its internal competences, as well as the partnership with LFG+ZEST, belonging to one of the biggest independent Swiss groups of asset management, LFG Holding, a group that holds 3bn AUM portfolio, 60 trusted employees and 700 clients (mostly UHNWI and large families) coming from all over the globe under their wing. Apart from the strategic partnership with LFG+ZEST, GUILDAM is able to seize every profitable investment opportunity through its extensive network of top tier counterparties which allow a unique access to premium financial instruments or club deals that would otherwise be inaccessible.
2. Supervision and control of multiple banking relationships. Families with sizeable assets face the complexity of supervising investments made through multiple banking relationship. GUILDAM can provide Consolidated Asset Reporting and Risk Management services at the highest levels to make family members aware of the risk exposure to various asset classes, currencies, and geographies. Moreover, GUILDAM acts as a truly independent advisor of the family and its reports can provide a comparison of costs and risk/performance of each bank/wealth manager that is serving the family.
3. Preservation across generations. Families face the challenge of preserving their wealth for the next generations to come through profitable investments, tax optimization and the use of dedicated investment vehicles.  At GUILDAM we support and advice large families in an efficient succession plan, by using the financial tools and vehicles that best fit the needs of the next generations.